How I Saved My Home from Being Auctioned Because Of A Loan

My name is James Kintu, and I live in Masaka, Uganda. Two years ago, I made what I thought was a smart decision. I took a loan from a local bank to expand my small hardware shop. At first, business was good, and I had no trouble paying back each monthly installment. But then, things changed. The price of goods went up, customers became fewer, and some people who owed me money could not pay. Before I knew it, I was behind on my loan payments.

I tried everything I could to catch up selling some of my stock at a loss, borrowing from friends, even taking small side jobs. But the interest on the loan kept growing faster than I could pay it. One morning, I received a letter from the bank’s legal department. They informed me that if I didn’t clear the debt within 60 days, my house the one my father left me, where my wife and children live would be auctioned. I felt the walls closing in. I could not sleep, I could not eat, and every time I looked at my family, I felt like a failure.

It was during this time of desperation that my elder sister came to visit me. She listened quietly as I explained my situation, tears in my eyes. After a long pause, she said she knew people who might be able to help. She told me about Shaba Mangube Doctors. She explained that they had helped others in serious financial situations, sometimes even without meeting them face-to-face. At first, I didn’t think much of it, I had heard stories like this before. But my sister insisted I at least call and explain my problem. She gave me their contact number, +254795613711, and told me to be honest about everything.

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For two days, I kept the number saved in my phone but didn’t call. I was scared of being disappointed again. But one night, when I couldn’t sleep, I decided to try. The person on the other end spoke gently and listened without rushing me. I told them about my loan, my shop, and the auction notice. They assured me that there was a way forward and that my situation could be turned around if I followed their guidance carefully.

They gave me steps to follow simple, clear, and possible to do from my own home. They didn’t ask me to travel or spend huge amounts of money I didn’t have. Instead, they asked for my trust and patience. It was not easy at first, especially because my mind was filled with fear, but I decided to do everything they told me.

Within three weeks, something remarkable happened. I received a phone call from a man I hadn’t spoken to in years an old business acquaintance who had heard about my troubles through a mutual friend. He said he was interested in buying a portion of unused land I had inherited in the village. We negotiated a fair price, and in just a few days, I had enough money to clear my loan in full. I rushed to the bank and paid everything, including the interest. The bank canceled the auction process immediately.

I will never forget the relief I felt when I walked back into my home that evening, knowing it was safe. My children could continue sleeping in their own beds without fear, and my wife’s smile returned for the first time in months. My business slowly recovered, and today, I am back on my feet.

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Whenever someone asks how I managed to save my house when the bank was ready to take it, I tell them about that night I picked up the phone and called +254795613711. I tell them how Shaba Mangube Doctors gave me the courage, clarity, and guidance I needed when I thought all hope was lost.

This experience taught me something important no matter how bad things seem, there is always a way forward. Sometimes, the help we need is just one phone call away. I share my story because I know there are people out there right now who are going through the same kind of fear I went through. Maybe your debt feels too big, or you think you’ve run out of time, but I want you to know there is still hope.

I now live each day with gratitude, and I never forget how close I came to losing everything. My home is more than just walls and a roof it is where my family’s memories live. And because I took that step to seek help, those memories remain safe.

You Can call or WhatsApp Them On +254795613711 or send them an email on [email protected] or Visit Their Website shabamangubedoctors.com

If you are facing a problem that feels impossible to solve, I can only encourage you to be open to solutions you might not have considered before. My turning point came when I reached out to +254795613711. That call changed my life, and it might change yours too.

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